{"id":916,"date":"2025-07-03T18:44:43","date_gmt":"2025-07-03T16:44:43","guid":{"rendered":"https:\/\/deravel.com\/?p=916"},"modified":"2025-07-03T18:44:44","modified_gmt":"2025-07-03T16:44:44","slug":"real-estate-tokenisation-in-2025-a-practical-guide-for-beginners","status":"publish","type":"post","link":"https:\/\/deravel.com\/en\/la-tokenisation-immobiliere-en-2025-guide-pratique-pour-debutants\/","title":{"rendered":"Real Estate Tokenisation in 2025: A Practical Guide for Beginners"},"content":{"rendered":"
Real estate tokenisation is transforming a global market estimated at almost CHF 302,000 billion into opportunities accessible to all. This concept enables the ownership of a property to be broken down into several digital assets (tokens) and offered for sale on the market. Today, even with less than fifty euros, you can become the owner of a fraction of a property.<\/p>\n\n\n\n
In this practical guide, we explore the tokenisation of real estate from every angle. This financial innovation offers a number of notable advantages: it makes it quick and easy to exchange the rights attached to a property, creates a more liquid market where you can find a buyer in just a few hours or days, and does away with lengthy contractual processes through the use of smart contracts. Already, 3% of the world's foreign exchange transactions take place in the form of tokenised assets, illustrating the growth of this new investment approach.<\/p>\n\n\n\n
What is the property tokenisation<\/strong> exactly? Let's explore this concept, which is revolutionising property investment.<\/p>\n\n\n\n Real estate tokenisation involves dividing a property into several digital assets called tokens, each representing a fraction of the property. These tokens can then be bought, sold or traded on specialist platforms. For example a building worth one million euros<\/a> can be split into one million tokens, each worth one euro. This process democratises access to property investment, traditionally reserved for investors with substantial capital.<\/p>\n\n\n\n The process generally begins with a valuation of the property, followed by its division into equal shares represented by tokens. These tokens are then registered on a blockchain and put up for sale, allowing investors to easily acquire fractions of the property.<\/p>\n\n\n\n Although similar in principle to shares in an SCI (Soci\u00e9t\u00e9 Civile Immobili\u00e8re) or a property investment fund, tokenisation has some notable differences:<\/p>\n\n\n\n The blockchain is the technological foundation of real estate tokenisation. It is a decentralised register that enables information to be stored and transmitted in the form of unforgeable blocks. Unlike traditional centralised registers such as land registers, blockchain is not controlled by a single authority.<\/p>\n\n\n\n Each change in the blockchain results in the creation of new blocks, ensuring that the information is always up to date and accurate. In addition, the decentralised nature of the blockchain means that each member of the network contributes to the reliability of the information, making the system virtually tamper-proof.<\/p>\n\n\n\n This technology guarantees the transparency of transactions and makes it easy to track the ownership and value of assets. In addition, blockchain makes it possible to automate certain processes using smart contracts, considerably reducing operational costs and lead times.<\/p>\n\n\n\n Our subsidiary by Ravel Estate<\/strong> offers tokenised property investments, enabling our customers to benefit from all these advantages with professional support.<\/p>\n\n\n\n The process of property tokenisation<\/strong> takes place in several key stages that transform a physical asset into digital tokens. Here's how the mechanism works in practice.<\/p>\n\n\n\n Firstly, the creation of tokens requires a precise valuation of the property by experts. Once the value has been established, the issuer determines the number of tokens to be created and their unit price. For example, for a building valued at 10 million euros<\/a>We could create 10,000 tokens at \u20ac1,000 each.<\/p>\n\n\n\n Next, you need to choose the appropriate type of token. The most common are security tokens (which represent a financial security) and utility tokens (which give access to services linked to the asset). This stage also includes drafting a whitepaper detailing the project and the rights associated with the tokens.<\/p>\n\n\n\n Smart contracts are computer programmes that run automatically when certain conditions are met. In the context of tokenisation, they make it possible..:<\/p>\n\n\n\n These smart contracts also define the governance rules for the tokenised asset, such as voting conditions for important decisions concerning the asset.<\/p>\n\n\n\n Registration on the blockchain is the step that secures the entire process. Information relating to the property and tokens is immutably recorded in encrypted blocks. This step guarantees:<\/p>\n\n\n\n Let's take the example of an office building. Valued at \u20ac5 million, the issuer creates 5,000 tokens at \u20ac1,000 each. Smart contracts are programmed to automatically distribute 90% quarterly rental income<\/a> to the holders. The tokens are registered on a blockchain such as Ethereum and offered to investors via a specialised platform. Buyers can acquire fractions of a building according to their budget, receive their share of the rent and easily resell their tokens on a secondary market.<\/p>\n\n\n\n At by Ravel Estate<\/strong>We support our customers every step of the way, enabling them to invest in tokenised real estate in complete security.<\/p>\n\n\n\n The advantages of tokenised property are numerous and tangible for investors from all walks of life. Here's why this innovation is attracting more and more enthusiasts.<\/p>\n\n\n\n La property tokenisation<\/strong> is revolutionising access to the property market. Whereas traditional investment requires large amounts of capital, tokenised real estate makes it possible to get started. with just \u20ac50<\/a>. This democratisation opens up the market to investors with limited resources. In addition, this system is similar to SCPIs, but with the added advantage of blockchain technology.<\/p>\n\n\n\nA simple definition of tokenisation<\/h3>\n\n\n\n
Difference between tokenisation and shares<\/h3>\n\n\n\n
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Why blockchain is essential<\/h3>\n\n\n\n
How does property tokenisation work?<\/h2>\n\n\n\n
Creating tokens<\/h3>\n\n\n\n
Use of smart contracts<\/h3>\n\n\n\n
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Registration on the blockchain<\/h3>\n\n\n\n
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Example of a complete process<\/h3>\n\n\n\n
Practical benefits of property tokenisation<\/h2>\n\n\n\n
Accessibility for small investors<\/h3>\n\n\n\n
Reduce costs and delays<\/h3>\n\n\n\n